April 27, 2023 Hello, Insiders. Matt Turner, editor in chief of business, here. ChatGPT is likely the fastest-growing app in internet history. Today, we’re taking you behind the scenes of the chatbot's parent company OpenAI, interviewing its CEO Sam Altman, and digging into his plans for the future. That's today's big story.   Here’s what else we’re covering: The risky delusion that could end up causing a huge mess on Wall Street. Disney's Bob Iger is going nuclear on Florida’s Ron DeSantis. Tucker Carlson’s next move after being fired from Fox News. — Matt Turner If this was forwarded to you, sign up here.

THE LATEST Ukraine, debt ceiling, & more Ukraine's artillery is doing more damage than Russia's, even with fewer rounds. More here. Kevin McCarthy's bill to raise the debt ceiling squeezed by in the House after a series of contentious last-minute changes to secure enough GOP votes. What to know. The $30 billion reason for Wall Street to save First Republic Bank ASAP. Read more.

THE BIG STORY Sam Altman’s utopia Richard A. Chance for Insider Sam Altman is building his utopia — whether you want it or not. In the past few years, the 38-year-old OpenAI CEO has become the frontrunner in the race to create an all-knowing artificial intelligence. When OpenAI launched in 2015 with Altman and Elon Musk among its founders, it sought "to advance digital intelligence in the way that is most likely to benefit humanity as a whole." Altman, the former president of Y Combinator, seemed a particularly trustworthy guardian.  But as the success of OpenAI's chatbot ChatGPT turned Sam Altman into a household name, some have begun to cast a wary eye on the tech visionary.  "It's Sam's world," said Ric Burton, a prominent tech developer, "and we're all living in it." READ THE FULL STORY HERE

TOP READS Investors, Iger vs. DeSantis, & more J2r/iStock Photo; Andrii Shyp / Getty Images; Arif Qazi / Insider Wall Street's risky delusion. The bond market suggests that the economy is on the verge of a recession. But economic data points to continued growth in the US. The longer that expectation diverges from reality, the more painful the market adjustment will be once it happens. Read more. Tucker Carlson's next move. Carlson will have plenty of options if he wants to join an existing media company, where he could command upwards of $30 million per year. But former colleagues and friends are already imploring him to strike out on his own. More here. Disney's Bob Iger is going nuclear on Ron DeSantis. Iger escalated the conflict between the company and Florida's DeSantis on Wednesday. The entertainment giant sued the governor, accusing him of trying to "weaponize government power" against the company. Get the full story. “I bought a Palm Springs house to rent on Airbnb when I was 25.” Shelby Church, 28, and her twin sister, Monica, bought a house for $775,000 in 2020. She said it’s not as profitable as she thought it would be. Find out more. Yes, allergy season does feel worse this year. Climate change has made seasonal allergies increasingly common in the US and the rest of the world. An allergy doctor explains why yours may feel worse this year. How a delivery driver gets big tips. A Philadelphia food-delivery driver says he declines 75% of orders and hangs out in wealthy areas to get larger tips. “I'm not doing this to gamble,” he says, “I'm doing this to make money.” Read more. Gen Zers are taking over college cities — after they graduate. 20-somethings who came of age during the COVID-19 pandemic are flocking to college towns after they get their degrees. They are looking to live near each other and access bigger city amenities within their budgets. More here.

TAKE A LOOK $20K CEO masks Courtesy of Landon Meier. $20,000 masks of Elon Musk, Jeff Bezos, and Mark Zuckerberg. Landon Meier is an artist who created a series of ultra-realistic masks of prominent tech figures and other celebrities like Andy Warhol. The masks cost thousands of dollars and took a month or more to make. Check them out.

WATCH THIS Food Wars From calorie count to portion sizes, Insider’s Harry Kersh and Irine Kim wanted to find all the differences between Tim Hortons in the US and the UK. This is Food Wars.